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Organized ShelvesSome may call it being a control freak, but, for instance, doesn’t having all of your shoes organized just make your closet feel better? Doesn’t having the bathroom towels hang at the same level make the bathroom a more welcoming place? Whether you agree or not, there are benefits to being organized. If you’re looking to add a little more structure in your life, here’s how you can get started.

  • Being organized doesn’t have to just apply to your physical clutter. In today’s world, there’s plenty of digital clutter too. Think about your inbox, both work and personal. Is it out of control? Do you have tens (perhaps hundreds) of unread emails? Start by unsubscribing from mailing lists you don’t read, don’t remember signing up for, or just don’t need. Then set aside 15-20 minutes a day (longer if your business accounts are crying out for attention) and clear out as many emails as you can. It’s oddly exhilarating.
  • What’s in that closet? There’s probably plenty of stuff you’ve forgotten that you own. The New Year is a good time to go through and clean out what you don’t need anymore. The season changes also mark little reminders to get in there and clean out clutter. Plus, you can donate to charity, claim it on your taxes, and just all around feel good about throwing out those jeans that you used to love, and hold onto thinking that maybe one day they will come back into style.
  • Still have CDs? Well, with computers phasing out CD/DVD players, it’s probably time to save yourself some space and make digital files. Even if you have CD books, they still take up a surprising amount of space.
  • Mail piling up? Get yourself a shredder and make it your new best friend. Go through piles of paper, mail, receipts and other things that may be lurking about taking up space. Why shred? Any documents that have personal information should be shredded or otherwise destroyed so you don’t put yourself at risk for ID theft.
  • Clean up the mental clutter. We’re constantly in go-go-go mode. It’s important to take time for yourself to “organize” your thoughts. If running is your way to de-stress, plan a run. Try a morning and/or evening meditation, read a book, sew—whatever it is that lets you give back to yourself.

You may find that once you get started in the closet, or kitchen cabinets, you’ll want to free yourself of clutter and organize other areas of your house, or even your life! If you need help with storage or organizational ideas, we love the Container Store. Just browsing through the site will give you plenty of ideas on how to get started.

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Financial fitnessImagine if we were all like Taylor Swift or Richard Branson and never had to worry about money. Wouldn’t that be fantastic? $600 sweater? I’ll take it! $4,000,000 house? Can I have two?! But alas, we’re on Coupon Cactus because we know the value of a sale and appreciate earning cash back, because money matters.

But that’s not a bad thing! There are plenty of ways to keep you spending healthy, starting with the obvious—shopping on CouponCactus.com. What else can you do to stay on top of your spending? Here are some real-life tips from the Coupon Cactus team:

  • Plan ahead. It’s easy to look at your online bank balance and think you’re in good shape. But then the rent/mortgage check gets cashed, or that charge from filling up your gas tank clears and suddenly you have a lot less available cash than you thought. There are plenty of solutions available, including Mint.com, which is free. If you’re not comfortable with storing your info online, create a spreadsheet to track what you know will be debited so you have a clear picture of the funds you’re working with.
  • Save. If you don’t have a savings account, there’s no time like the present! Even if you can’t afford to put much money aside, even a little bit will add up. Check with your bank to make sure you can open a savings account with no minimum balance fees. Again, there are options available, such as Ally.com, where you don’t get penalized for low balances.
  • Minimize credit card usage. There’s another one that will add up when you’re not looking. It’s much easier to curb your spending if you’re debiting your purchases instead of charging them. Save the credit card for those larger-bill must-haves, like unforeseen (or even foreseen) car repairs.
  • Shop around. Don’t assume that you’re getting the best deal. Do your research. You’d be surprised at how much you can save if you just poke around the interweb.
  • Separate your accounts. If you’re the super structured type (like some of us here at Coupon Cactus), it may set your mind at ease to have a separate rent/mortgage account so you know that:
    1. You have enough money set aside to pay.
    2. You don’t have to worry about subtracting rent payments from your checking account in your head to figure out how much liquid cash you really have.

That’s a little of what works for us. How to you stay on top of your finances?

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Things to Focus Your Attention on This January

January 6, 2015

Welcome to 2015! We hope your holidays were great and that you’re ready to attack 2015 with fervor. But let’s start small, with January. What are some things you can do to start the year right? Taxes Yes, they’re a pain in the butt, but we have to deal with them. Take care of them [...]

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Ring in the New Tax Year with Jackson Hewitt Tax Service

December 30, 2014

The New Year is right around the corner! As you start thinking about your resolutions for 2015, don’t forget to start thinking about your taxes. January does, after all, mark the start of tax season. Our partner, Jackson Hewitt Tax Service, can help you file your 2014 taxes and get on track for 2015. With [...]

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Holiday Games for the Whole Family

December 23, 2014

Sure Elf on the Shelf is fun. Watching holiday movies together as a family is a nice way to relax. But, if you want to gather up the family and get some good games going, we’ve got some fun suggestions. Minute-to-Win-It The Mason Family came up with a slew of great ideas to challenge family [...]

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Brown Monday: No, Seriously, It’s Another Shopping Event

December 15, 2014

Here’s the thing. Christmas is nine days away and Hanukah starts tomorrow. If ever you needed to focus on shipping price, shipping speed, and shipping deals, NOW is the time. And so, we have brown Monday. Today is the day when retailers get even more aggressive with deals and push free shipping offers because, well, [...]

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Green Monday: Another Shopping Holiday? Really?

December 8, 2014

First there was Black Friday, then there was Cyber Monday. Now we’re coming upon Green Monday. No, it’s not a day to be kind to the environment. It’s a term eBay coined to describe the best day of sales in December, generally the second Monday. That’s today. If you’re deep into your holiday shopping, there’s [...]

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Make the Most of Cyber Monday

December 1, 2014

Did you venture out last Friday or over the weekend or did you play it safe and wait until today, Cyber Monday? Regardless, we’re happy to have you here on the Internet—especially here at CouponCactus.com. We’re all about saving you money year-round, but we really love helping make your holiday shopping as painless as possible. [...]

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Black Friday: How to Save the Most Money This Black Friday

November 28, 2014

First and foremost—stay home. Gas prices may be falling nationwide, but that doesn’t mean you should hop in your car and spend the few dollars you saved driving around amidst madness all day. Many online retailers are offering free shipping, so save yourself the headache and shop online. Still not convinced? Okay, if you’re determined [...]

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Black Friday: Are You Ready for This Year’s Shopping Frenzy?

November 25, 2014

Over the years, we’ve given you tips on how to survive Black Friday and the strangest things you can buy on the Internet during Cyber Monday. This year, it’s probably not your first rodeo. You likely already know what you’re looking for this year; and you likely know where you’re going to buy it. What [...]

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