While working at a Credit Reporting Agency years ago, I experienced first hand how identity theft affected the lives of hard working Americans. Identity theft can happen anywhere to anyone. Identity theft occurs when someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception. Thieves can wreak havoc on your life when they obtain your Social Security Number, your bank account information or your credit card number. More and more people are reporting that funds have been taken out of their bank accounts or credit cards have been used by an unauthorized person. The worst case scenario is when your entire identity is stolen and the crook runs up vast debts or commits crimes using a stolen identity. Victims not only suffer financial losses, they may need to work extremely hard to restore their good name by correcting what the criminal was responsible for doing.
LifeLock will help you keep the thieves away by protecting your identity. LifeLock is proactive in protecting your credit and identity. Once you make the decision to join, LifeLock will contact the credit bureaus to request that fraud alerts be placed on your name. They will also request your free credit reports, which are then sent to you for review. Your name is also removed from lists that send out pre-approved credit card offers. Additionally, once you begin the service, your credit is locked to keep the thieves out. The great news is that only you have the power to unlock your credit.
Your child’s identity is not immune from thieves either. Child identity theft is on the rise because children do not have a need to use credit and criminals have found ways to tap into their credit with ease. By the time a problem is discovered (usually at age 18) it can take years to straighten out the mess that the criminals made while pretending to be your child. LifeLock offers the only identity theft child protection program available in the market. By using the services offered by LifeLock, you will be able to protect your child from being a victim of identity theft so they will not be denied credit, jobs or college loans when they are older.
Be sure to check out Coupon Cactus for LifeLock coupon codes before you sign up. Coupon Cactus currently has a coupon for 10% off of any order placed at LifeLock. There is also a coupon code for 10% off the Annual Plan plus a free 30 day trial coupon that is exclusive to Coupon Cactus. This coupon expires on May 7, 2009, so you will want to sign up soon. In addition, logged in Coupon Cactus members will receive $14.80 cash back on any Lifelock order. LifeLock guarantees their identity theft service for up to $1,000,000. Everyone should take advantage of the identity theft protection offered at LifeLock!
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